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Athletics > Athletic Forms > Insurance Guide
Dear Student-Athlete and Parents/Guardians:
While at Nebraska Wesleyan University we want
you to have an enjoyable athletic experience. Toward that
end, Nebraska Wesleyan University carries an insurance policy
on all participating athletes. This policy serves as excess
coverage (after your family's personal insurance) in the event
you should be injured during intercollegiate practice or competition.
Accompanying this letter is pertinent information
relative to athletic insurance administration and procedures.
Please read the information carefully. It will describe step-by-step
directions for filing insurance claims. The attached pages
also include initial information needed by the Athletic Office
before students will be allowed to participate in intercollegiate
athletics here at Nebraska Wesleyan University.
A significant part of our insurance policy
is that all student-athletes at Nebraska Wesleyan University
are required to have their own primary insurance coverage
(ours is an excess policy only). If you currently do not own
a primary insurance policy that covers athletic injuries,
one must be purchased before the athlete will be permitted
to practice or compete. The annual Accident and Health Plan
offered to all NWU students will not satisfy the requirement.
Please remember, in order to participate in
intercollegiate athletics at Nebraska Wesleyan University,
and to be covered under our excess insurance policy, full
compliance with all requirements outlined on these pages is
necessary.
We are hopeful that this program and these
procedures will meet the needs of our athletes as well as
those of the University. Please be aware that athletes must
be referred by our athletic training staff for treatment of
any athletic injury, or in the absence of a staff athletic
trainer in the event of an emergency, the head coach of the
sport. Otherwise, costs incurred are the sole responsibility
of the athlete or parents/guardians. Once the attending physician
has released the athlete for further competition, all subsequent
medical procedures related to the same injury are also the
sole financial responsibility of the athlete, parents, or
guardians. The only exception to this must be through consultation
with and written approval from Nebraska Wesleyan University's
designated medical personnel. Pre-existing injuries or aggravation
by athletic activity of pre-existing conditions are not covered.
Also, injuries occurring outside of normally scheduled and
supervised in-season games and practices, such as out of season
conditioning and weight lifting are not covered.
Nebraska Wesleyan University also provides
excess insurance coverage for catastrophic injuries for student-athletes.
This program will provide for a lifetime medical benefit in
the unfortunate event of catastrophic injury.
Feel free to contact either one of the individuals
listed below should you have any questions.
Sincerely,
Jo Bunstock
Assistant Athletic Director
(402) 465-2355
jeb@nebrwesleyan.edu
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